All-risk
Cover
Everything in Essential, plus the damage you did not see coming.
14 days
Cooling-off
60 days
To file a claim
12
Monthly instalments
Agreed value, fixed price
Written on your policy
Everything in Essential, plus the damage you did not see coming.
All-risk cover adds accidental damage to theft and vandalism. A twisted wheel after a fall on tram tracks, a bent fork after a car door, a cracked frame: you claim the repair cost up to the agreed value, minus your excess. It suits riders who commute far, ride in groups or own components that are expensive to replace. All-risk is available for bikes up to eight years old, with at most two damage claims per policy year.
Falls, collisions and sudden damage to frame, fork, wheels and drive train.
Your claim is assessed by a claims handler against the repair quote and the agreed value.
Up to two damage claims per policy year, and always one open theft claim at a time.
The yearly price is locked when you buy the policy; later rate changes never touch an issued policy.
No. Tyres, brake pads and chains that wear out are maintenance. We cover sudden, accidental damage.
Up to two per policy year. Declined and withdrawn claims do not count.
Yes, at renewal or by cancelling and taking a new policy. Bikes older than eight years can only have Essential cover.
Price it in 30 seconds. Pay yearly or monthly. Cancel within 14 days for a full refund.