HomeCoversRoad & MTB Cover

Road
& MTB Cover

Ride hard. Know that a crash or a stolen bike is not the end of the season.

14 days
Cooling-off
60 days
To file a claim
12
Monthly instalments
Road & MTB Cover
Agreed value, fixed price
Written on your policy
Overview

About This Cover

Road, gravel and mountain bikes combine low weight with high prices. Choose All-risk to cover crash damage to carbon frames, wheels and groupsets, and Essential if you only want theft protection while the bike is locked outside a cafe or at the station. Bikes over EUR 1,500 need a certified lock, which is also what keeps your price low.

Road & MTB Cover

Key Features

Crash damage

All-risk covers sudden damage from falls and collisions, assessed against a repair quote.

Components

Wheels, groupset and cockpit are part of the bike for the agreed value.

Group-ride friendly

No cover restrictions for riding in groups or sportives.

Fair excess

Pick your own excess and see the price change instantly.

What You Get

Theft, vandalism and crash damage
Valid across the Netherlands
Two damage claims per year
Lock rule explained up front
Digital claims, no stamps or forms

Frequently Asked Questions

Is racing covered?

Everyday riding, training and sportives are covered. Official races and time trials are excluded.

Do I need a certified lock?

Over EUR 1,500 yes (ART-2), over EUR 5,000 ART-3. The calculator tells you before you buy.

Are my wheels covered when I swap them?

Wheels fitted to the bike at the time of the incident are covered. Spare wheels are not.

Cover starts the day you choose

Ready To Insure Your Bike?

Price it in 30 seconds. Pay yearly or monthly. Cancel within 14 days for a full refund.

No hidden fees
14-day cooling-off
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