Ride hard. Know that a crash or a stolen bike is not the end of the season.

Road, gravel and mountain bikes combine low weight with high prices. Choose All-risk to cover crash damage to carbon frames, wheels and groupsets, and Essential if you only want theft protection while the bike is locked outside a cafe or at the station. Bikes over EUR 1,500 need a certified lock, which is also what keeps your price low.

All-risk covers sudden damage from falls and collisions, assessed against a repair quote.
Wheels, groupset and cockpit are part of the bike for the agreed value.
No cover restrictions for riding in groups or sportives.
Pick your own excess and see the price change instantly.
Everyday riding, training and sportives are covered. Official races and time trials are excluded.
Over EUR 1,500 yes (ART-2), over EUR 5,000 ART-3. The calculator tells you before you buy.
Wheels fitted to the bike at the time of the incident are covered. Spare wheels are not.
Price it in 30 seconds. Pay yearly or monthly. Cancel within 14 days for a full refund.