Our covers

Two covers. Every kind of bike.

Pick Essential for theft and vandalism, or All-risk to add accidental damage. Rates follow the type of bike.

Our Covers

Cover For Every Bike

Two simple covers, rates that follow the type of bike, and rules that are the same for everyone.

Theft & Vandalism

The cover every bike needs: theft of the whole bike, and damage caused by thieves and vandals.

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All-risk Cover

Theft and vandalism plus accidental damage: falls, collisions and broken parts.

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E-bike Protection

Motor, battery and display covered as part of the bike, with rates that reflect real e-bike risks.

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City Bike Cover

The everyday bike: low price, simple rules, straightforward claims.

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Road & MTB Cover

Sport bikes with light, expensive components, covered for theft and crash damage.

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Cargo Bike Cover

Bakfiets and longtail owners: the value is high, so the lock rules are clear.

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Compare

Essential or All-risk

The same price rules and the same lock rules apply to both. The difference is accidental damage.

What is covered
Essential
All-risk
Theft of the whole bike
Damage caused by thieves and vandals
Accidental damage (falls, collisions)
Agreed value fixed on the policy
Choose EUR 50, 100 or 250 excess
Bikes up to 8 years old
Bikes older than 8 years
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Example Prices

Transparent Prices

Live prices from our rate table for a bike bought today, EUR 100 excess, paid monthly. Yearly payment is 4% cheaper.

City Essential

Theft and vandalism for an everyday city bike.

€5,00/mo
  • Agreed value up to EUR 900
  • EUR 100 excess
  • Theft and vandalism
  • Cancel within 14 days for a full refund

or €58,08 paid yearly, incl. 21% tax

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Most Popular

E-bike All-risk

Theft plus accidental damage for a new e-bike.

€21,08/mo
  • Agreed value up to EUR 3,200
  • Motor and battery included
  • Up to two damage claims a year
  • ART-2 lock required

or €244,87 paid yearly, incl. 21% tax

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Cargo All-risk

For the bakfiets that replaces the car.

€34,00/mo
  • Agreed value up to EUR 5,400
  • Theft, vandalism and damage
  • ART-3 lock required
  • Pay in 12 instalments

or €394,98 paid yearly, incl. 21% tax

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FAQ

Questions about cover

Use the calculator on the home page or the quote page. Enter the bike type, what you paid, when you bought it and your lock. You see the price for yearly and monthly payment immediately, without an account.
The maximum we pay in a policy year. It is the purchase price times an age factor: 100% in the first year, 85% in the second, 70% in the third and 55% after that. It is written on your policy and never changes during the year.
Bikes worth over EUR 1,500 need an ART-2 or ART-3 lock. Bikes over EUR 5,000 need an ART-3 lock. Cheaper bikes can be insured with any lock.
Log in, open your policy and choose File a claim. For theft, add the reference of your police report. A claims handler takes your file, usually within a working day.
Cover starts the day you choose

Ready To Insure Your Bike?

Price it in 30 seconds. Pay yearly or monthly. Cancel within 14 days for a full refund.

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No hidden fees
14-day cooling-off
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