Prices, locks, claims and cancelling, in plain language.
FAQ
Everything you need to know
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Use the calculator on the home page or the quote page. Enter the bike type, what you paid, when you bought it and your lock. You see the price for yearly and monthly payment immediately, without an account.
The maximum we pay in a policy year. It is the purchase price times an age factor: 100% in the first year, 85% in the second, 70% in the third and 55% after that. It is written on your policy and never changes during the year.
Bikes worth over EUR 1,500 need an ART-2 or ART-3 lock. Bikes over EUR 5,000 need an ART-3 lock. Cheaper bikes can be insured with any lock.
Log in, open your policy and choose File a claim. For theft, add the reference of your police report. A claims handler takes your file, usually within a working day.
Yes. Within 14 days of buying you get everything back. Later you get the unused part of the premium you paid, minus a EUR 15 admin fee. You cannot cancel while a claim is open.
Yearly in one payment, or monthly in 12 instalments with a 4% fee. The first payment is made at checkout. This demo simulates payment: no real money moves.
If your bike is stolen we pay the approved amount minus your excess, never more than the agreed value on your policy. Your claim is checked against the receipt and the repair quote, not against a depreciation table.
Yes, with Essential cover (theft and vandalism). All-risk is available for bikes up to 8 years old, counted from the start date of the policy.
A bike has one owner and one insurer at a time. A renewal can start the day after your current policy ends, so there is never a gap.
The insured bike is gone, so the policy ends. Unpaid instalments are cancelled and you can insure your new bike straight away.
This is a demonstration product. The checkout is simulated, no money moves and no real policy is issued.