About Spokely

Bike insurance, built by cyclists

We started Spokely because getting a fair price for a bike policy should not take a phone call.

Who We Are

Insuring
Every Ride
In The Netherlands.

The Netherlands has more bikes than people, and a bike is often the most-used and most-stolen thing a household owns. Spokely was built by cyclists to make bike insurance simple: a transparent price, honest lock rules and a claims team that answers.

14 days
Cooling-off
12
Monthly instalments
1 handler
Per claim, start to finish
A cyclist in an Amsterdam street

Made for Dutch streets

Racks, ferries, tram tracks and all

A bike against a wall
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Price in 30 seconds

Rider First

Every rule starts with "does this help a rider whose bike is gone?" Claims are handled by one person, with reasons in writing.

Honest Prices

The calculator shows the premium, the 21% tax and the instalment fee before you sign up. The price you see is the price you pay.

Simple Rules

One bike, one live policy. A paid theft ends the policy; a cancelled policy refunds what you did not use.

How It Works

Seamless Process

Three steps, no phone calls and no paper forms.

1

Price Your Bike

Enter the type, what you paid, when you bought it and your lock. The price appears instantly.

2

Register And Choose

Create an account, save your bike with its frame number and pick cover, excess and payment plan.

3

Ride Covered

Pay the first instalment and your policy is live from the start date. Claims are filed online.

Testimonials

Rider Stories

Riders who have filed a claim, cancelled a policy or just asked a question.

"My bike was gone on a Tuesday and the claim was decided by Friday. I could follow every step in my account."

Ad
Anouk de Vries

Nurse, Utrecht

"The price for my e-bike was clear before I made an account. The lock rule was explained, not hidden in the small print."

JH
Joris Hendriks

Courier, Amsterdam

"I cancelled in the first week and got the full amount back, no questions. That is how it should work."

MY
Mehmet Yilmaz

Teacher, Rotterdam

Cover starts the day you choose

Ready To Insure Your Bike?

Price it in 30 seconds. Pay yearly or monthly. Cancel within 14 days for a full refund.

Get a quoteAsk a question
No hidden fees
14-day cooling-off
hello@spokely.example