HomeCoversCity Bike Cover

City
Bike Cover

For the bike that does the school run, the commute and the groceries.

14 days
Cooling-off
60 days
To file a claim
12
Monthly instalments
City Bike Cover
Agreed value, fixed price
Written on your policy
Overview

About This Cover

Most Dutch households own a city bike, and most theft claims are for one. Essential cover for a city bike starts at our minimum premium of EUR 48 a year before tax. Choose All-risk if you also want accidental damage covered. You can add several bikes to your account and buy a policy for each.

City Bike Cover

Key Features

Minimum price

A fair minimum of EUR 48 net per year, plus 21% insurance premium tax.

Several bikes

Register every bike in your household in one account.

Renewal without gaps

Renew from the day after your policy ends.

Frame number

Each bike is registered with its frame number so it can be identified.

What You Get

Theft and vandalism
Optional accidental damage
Yearly or monthly payment
No claims-history questionnaire
14-day cooling-off

Frequently Asked Questions

Is a second-hand bike insurable?

Yes. Enter the date you bought it and the price you paid. We apply the age factor from that date.

Can two people insure the same bike?

A bike can have only one live policy at a time, held by its owner.

What is the frame number?

The engraved code on the frame, usually under the bottom bracket. It must be unique to your bike.

Cover starts the day you choose

Ready To Insure Your Bike?

Price it in 30 seconds. Pay yearly or monthly. Cancel within 14 days for a full refund.

No hidden fees
14-day cooling-off
hello@spokely.example