A bakfiets is a car replacement for many families. We price them by value and lock, not by wheel count.
Cargo bikes cost more than most cars' depreciation in a year, and they are heavy to steal but easy to load into a van.
Locks matter more Bakfietsen are frequent targets, so an ART-2 lock is required above EUR 1,500 and an ART-3 lock above EUR 5,000.
Children and cargo Our cover applies to the bike itself. Cargo and passengers are covered by your own liability and travel insurance.
Excess A higher excess lowers your price. EUR 250 saves 15% against the EUR 50 option.
What would it cost to insure your bike?
Get a price in 30 seconds, no account needed.


